Having car insurance can save you a lot of expenses. When you get involved in an accident, it is automatic that you will have to spend on repairs and if you were deemed at fault, you could also end up paying up for the expenses of the other driver. The website of Zavodnick, Zavodnick & Lasky, LLC, tells us that finding affordable car insurance can be easy if you know where to find it.
While there are a variety of options for car insurance, there are many wrong assumptions that can affect the selection process. When you believe these false information, you could end up buying insurance coverage that is not right for you. Here are some common myths that can greatly affect your choice of auto insurance policy.
The Older You Are, The Higher Is your Insurance Premium
As drivers become older, they experience varying problems that can make them prone to accidents. Their eyesight deteriorates as well as their reflexes so insurance companies are likely to increase their premium rates.
The truth of the matter is that regardless of age, older drivers can still qualify for reduced insurance rates by completing a safe driving course. Discount rates may vary depending on the provider so check with your insurance company.
The Color of Car Does Not Matter
Whether it’s red, green, yellow, or any other color, it will not increase your insurance premium. Other factors will come into play such as body type, size of engine, and overall safety record.
You Can Decrease Your Insurance Rate By Not Reporting An Accident
If you do not report the accident your insurance carrier will still know about it. The other driver will file a claim with their provider who will then file a claim against you and your insurance provider. When it reaches your carrier, your premiums will increase. In addition, if a ticket was issued to you as a result of the crash, it will reflect on your driving record triggering a premium increase.